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Everything about expat health insurance in Spain.

Expat health insurance

We help you choose the right health insurance in Spain, whether you're new, working, or need extra coverage.

Which health insurance should expats in Spain choose?

A step-by-step guide to signing up for expat insurance in Spain online, including getting a quote, confirming eligibility, and completing checkout.

How to sign up for expat insurance

A quick introduction to Expat health insurance

Overview

Here we will provide you with a basic and digestible overview of what is covered under the expat health insurance policy.

What is and isn't covered under my Expat Health insurance policy?

Learn what counts as a pre-existing condition, why we don't cover them, and how to manage your care in Spain, including tips for a smooth transition to the public health…

Pre-existing conditions and expat health insurance in Spain

Learn what counts as a routine check-up, how it differs from a visit for symptoms, and what the expat health insurance covers for preventive care.

Routine check-ups and expat health insurance

Learn what dental treatments are covered under our expat health insurance plan, including coverage limits, eligible procedures, and exclusions for pre-existing conditions.

Are dental treatments covered by expat health insurance?

Find out what pregnancy costs are covered under our expat health insurance, including prenatal check-ups, childbirth, and emergency pregnancy care.

What is the pregnancy coverage on expat health insurance?

Find out what gynecological care is covered under our expat health insurance, including which conditions qualify, what isn't covered, and what we need to process a claim.

What gynecological care is covered under expat health insurance?

Find out how our expat health insurance handles chronic conditions, including what's covered when a condition develops after your policy starts and how pre-existing conditions affect your eligibility for claims.

Does expat health insurance cover chronic illnesses?

Can I upgrade my expat health insurance plan in Spain?

Learn what expat health insurance covers during emergency hospitalization, including ambulance transport, how to handle payment issues or guarantee of payment requests at the hospital, and how to submit a…

What to do if you're hospitalized in an emergency

Coverage and benefits

How much does expat health insurance cost in Spain?

Learn how premium payments are collected, how monthly and annual billing works, what payment methods are accepted, how to handle failed payments, and how to update your payment method.

How insurance premium payments work and how to update your payment method

Can I delay paying for expat health insurance if I'm applying for a visa?

How payments work for expat health insurance: accepted payment methods, billing dates, currency, failed payments, and refund eligibility when canceling.

Payments, billing, and refunds for expat health insurance

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Sabine

Pricing and Payments

Find out who qualifies for expat health insurance in Spain, how long the coverage lasts, and which groups of people are not eligible for this type of plan.

Expat health insurance eligibility in Spain

In some cases, our expat health insurance includes a 31-day waiting period before your claims can be made. It's waived if your policy starts within 31 days of arriving in…

Does my expat health insurance have a waiting period?

Starting your expat health insurance on the right date depends on your situation. Here's what to know whether you're moving to Spain for the first time or renewing your visa…

When should I start my expat health insurance?

Eligibility and Enrollment

Find out how to access your digital insurance card, visit any accredited doctor or specialist, submit reimbursement claims, and where your expat health insurance coverage is valid.

How to use your expat health insurance: digital card and finding doctors

Using your insurance

Learn how to submit a claim through your account, what documents to submit for each claim type, when to submit a cost estimate, and how reimbursements are paid out.

How to submit expat health insurance claims and get reimbursed

Learn how hospital visits work under your expat health insurance, from prepayments to final invoices, inpatient stays, and transport coverage, plus how to submit your claim.

How to claim for emergency hospital visits under expat health

Learn why expat health insurance claims may take longer to process, what documents are required for each claim type, which documents are not accepted, and how to submit missing information…

Why is my expat health claim taking longer than usual and what documents do I need to provide?

This article explains that you can submit claims for medical treatments that occurred while your expat health policy was active, even after canceling the policy. It also details the claims…

Can I submit health insurance claims after canceling my expat health policy?

This article explains how to request pre-approval for medical treatments under expat health insurance by submitting a doctor's cost plan for coverage assessment. It outlines what a cost plan is,…

How can I get pre-approval for a treatment under expat health insurance?

Julian Hennig

Claims and support

Learn how to access your expat health policy details, what information is shown, which documents are available, and what actions you can take directly from your policy page.

Viewing your expat policy information and documents in your Feather account

Updating your address with your expat health insurance

Changing the start date of your expat health insurance policy

Learn how to add or remove dependents from your expat health insurance plan, and how to transfer a dependent's policy to a separate Feather account.

Managing dependents on your expat health insurance plan

If you have Expat Health and are moving to another EU country, you can continue your coverage by starting a new policy or linking your existing one. Each option affects…

Continuing your Expat Health insurance when moving to another EU country

We can't pause expat health insurance policies, but you have options. Learn about canceling and repurchasing, keeping your policy active, and how your coverage works when you travel.

Can I pause my expat health insurance policy?

Learn how canceling your expat health insurance works, including the right of withdrawal period for a full refund, the one-month minimum payment rule, and valid reasons for canceling your policy.

Expat health insurance cancellation policy: refunds, minimum payments, and valid reasons

Learn how to cancel your expat health insurance policy, what legal requirements apply if you're staying in Spain, and what other insurance options you have as a resident of Spain.

How to cancel your expat health insurance in Spain

Can my policy expire?

Learn what happens when an expat health insurance payment fails or a policy is accidentally canceled, how long you have to reinstate coverage, and what conditions apply if you need…

Reinstating a canceled expat health insurance policy

Find out which details you can update on your expat health insurance policy, and how to make each change.

What changes can I make to my expat health insurance policy?

How expat health insurance renews and is billed automatically each month, how long coverage lasts, and what happens when the 5-year maximum term is reached.

How expat health insurance renewal and coverage extension work

Managing your policy

Why do I need health insurance to live in Spain?

Find out how our expat health insurance meets Spanish visa and residence permit requirements, what your coverage includes, and how to access your visa compliance certificate after sign-up.

Visa requirements for expat health insurance in Spain

Our expat health insurance is fully compliant with most first-time visa and residence permit requirements. Learn which visa types it covers and what's included in your insurance certificate.

What types of visas does Feather expat insurance meet the requirements for in Spain?

Find out how to cancel your expat health insurance after a visa rejection, what documentation you need to provide, and whether you're eligible for a full refund depending on your…

What happens to my expat health insurance if my visa is rejected?

Explaining the NLV requirements for health insurance and how Feather's expat health insurance complies

Does our expat health insurance meet Spain’s non-lucrative visa requirements?

Legal and Compliance

What is EHIC (European Health Insurance Card)?

Additional resources

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Introductory information

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