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What is considered a pre-existing condition?
What is considered a pre-existing condition?
Reyes avatar
Written by Reyes
Updated over 2 months ago

When looking into a new insurance policy, you may have noticed that pre-existing conditions or health issues are often not covered.

But what does this really mean?

A pre-existing condition refers to a health issue that was already known, diagnosed, or treated before the start of your insurance policy. Additionally, if you were aware of a condition before your policy began and plan to seek treatment for it after the policy is active, it would also be considered pre-existing.

Examples of a pre-existing condition include:

  • It has undiagnosed symptoms, whether recognised or not.

  • It has been diagnosed.

  • It has needed medical treatment (including drugs, medication that can be purchased without a prescription, special diets, injections or other procedures or investigations).

  • Medical advice has been sought including routine medical examinations and check-ups.

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