When looking into a new insurance policy, you may have noticed that pre-existing conditions or health issues are often not covered.
But what does this really mean?
A pre-existing condition refers to a health issue that was already known, diagnosed, or treated before the start of your insurance policy. Additionally, if you were aware of a condition before your policy began and plan to seek treatment for it after the policy is active, it would also be considered pre-existing.
Examples of a pre-existing condition include:
It has undiagnosed symptoms, whether recognised or not.
It has been diagnosed.
It has needed medical treatment (including drugs, medication that can be purchased without a prescription, special diets, injections or other procedures or investigations).
Medical advice has been sought including routine medical examinations and check-ups.
If you have any further questions, please feel free to reach out to us via our support page.