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Can I use my expat health insurance in Schengen/EU area?

Isa avatar
Written by Isa
Updated over a week ago

Where is my expat health insurance coverage valid?

Your expat health insurance provides coverage in Spain and for temporary trips to countries in the European Union, the Schengen Area, Andorra, Monaco, San Marino, and Vatican City, so long as your main residency is in Spain.

Does my expat health insurance cover trips to my home country?

If you maintain your expat health insurance policy for at least 12 months, coverage extends to trips to your home country for a maximum of six weeks total each insured year.

Is there coverage for traveling to my home country before my policy reaches one year?

No, your expat health insurance does not provide coverage for trips to your home country before your policy has been active for one year, even if your home country is located within the European Union or the Schengen Area.

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