The first thing to keep in mind when you arrive in Spain, whether for work or study, is that health insurance coverage is required by law. It is necessary to have health insurance to apply for a visa in Spain. Additionally, this insurance must meet specific coverage requirements. Spanish authorities require visa applicants, such as those applying for residence, work, study, or digital nomad visas, to have a health insurance policy that meets certain criteria.
The insurance must be private, with no copayments, and offer full coverage within Spain, including hospitalization and emergencies. This ensures that applicants are protected during their stay and do not rely solely on the Spanish public healthcare system.
If you are looking for the type of visa that applies to our insurance, these are the most requested by our clients:
Digital nomad visa
Student & Au-pair visa
Investment visa
Non-lucrative visa
NIE
Tarjeta de identidad de extranjero (TIE card) and its renewal
Note: To be sure, first of all, please check the specific insurance requirements for your visa. As a general guideline, our expat health insurance is accepted for short stays and for initial visas valid for less than five years.
You can check what type of insurance you need for your visa in Spain at the following places:
Embassy or Consulate of Spain in your country: On their website, you will find updated information about visa requirements, including details about the health insurance needed. You can also contact them directly to clarify any doubts.
Ministry of Foreign Affairs of Spain: On the official website of the Ministry of Foreign Affairs, you can find guides and requirements for visa applications, which include the need for health insurance.
Ministry of Inclusion, Social Security, and Migration of Spain: Here you can find specific details about health requirements for residence, work, and study visas in Spain.
Immigration lawyers: If you have doubts about the type of insurance you need, an immigration lawyer can guide you on the specific requirements for your visa.
It is recommended to always verify the information directly with official authorities to avoid any misunderstandings or changes in requirements.
The Expat health insurance fulfills all the requirements for health insurance in Spain. We confirm that the coverage complies with the criteria necessary to obtain a visa or residence permit for Spain. Specifically:
Insurance provider operates in Spain
Full coverage, including emergencies, consultations, diagnostic tests, surgeries (inpatient and outpatient), and hospitalizations, etc
Full medical coverage (no max. cover limit)
No copayment or deductible
No waiting period
Repatriation of remains
The terms and conditions of the insurance apply and prevail
If you have any doubts about the requirements or want to know if our policy works for your visa, book a call here.