Our expat health insurance covers routine prenatal check-ups (up to €250/year) and childbirth for pregnancies that begin after your policy is active and after a 6-month waiting period. If you're already pregnant when you start your policy, routine prenatal care and delivery are not covered ; but we do cover unexpected medical complications that weren't apparent before your coverage began. This includes urgent pregnancy-related visits, medically necessary termination, pregnancy loss, and premature delivery before the 36th week.
What pregnancy costs are covered if I become pregnant while on the plan?
If your pregnancy begins after your expat health insurance policy is active, you're covered for
Routine prenatal check-ups (up to €250/year) after a 6-month waiting period
Visits to a doctor or hospital caused by pregnancy-related pain or other urgent, acute matters, with no limits
Childbirth (100%) after a 6-month waiting period
Premature delivery before the 36th week of pregnancy
Medically necessary termination of pregnancy
Pregnancy loss
What's covered if I'm already pregnant when I start my policy?
Routine prenatal visits and delivery are not covered if you're already pregnant when your policy begins. However, we do cover unexpected medical complications that weren't apparent before the start of your coverage. This includes:
Visits to a doctor or hospital caused by pregnancy-related pain or other urgent, acute matters
Medically necessary termination of pregnancy
Pregnancy loss
Premature delivery before the 36th week of pregnancy
You can find more about our expat coverage in this dedicated FAQ.