Expat health insurance policies have a maximum duration of five years starting from the date you enter Spain. This duration is reflected in your official insurance policy document. But don’t worry, should you not need the policy for the whole duration, you can cancel the policy anytime on a monthly basis.
Can I cancel my expat health insurance policy before it expires?
You can cancel your expat health insurance policy at any time if you do not require coverage for the full five-year term. Cancellation can be made on a monthly basis without having to keep the policy for the entire duration.