What is covered?
Here you can find a table with the coverage of your insurance policy:
Subscribed cover | Insured amounts |
Compulsory subscription civil liability | As per Compulsory Insurance |
Voluntary subscription civil liability | 50.000.000EUR/Claimable event |
Legal defence | Agreed: Unlimited Free choice: 1.000EUR/Claimable event |
Fines management | Administrative channels |
Training courses enrolment expenses | 5000EUR |
Telephone legal assistance | From 09:00 to 19:00 |
Assistance to the detained | 24 hours |
Diver's accident Death: 12.000EUR Disability: 12.000EUR Medical Assistance: Included, as per attached clause | INCLUDED |
Travel assistance | INCLUDED |
Fire No excess | Vehicle value depending on its age |
Theft No excess | Vehicle value depending on its age |
Glass breakage | Glass replacement - authorised garage |
Natural phenomena No excess | Vehicle value depending on its age |
What is not covered?
Your policy does not cover the following situations:
Driving under the influence of alcohol, drugs, or narcotics
Use by unauthorized drivers or those without valid licenses
Races, competitions, or use in restricted areas like airports
Overloading the vehicle or carrying items improperly
Damage caused by war, terrorism, or natural disasters (e.g., earthquakes)
Gross negligence or deliberate misconduct
Accessories not declared in the coverage schedule
Tyre-only or cosmetic damage
For a full list of exclusions, please check the “General Exclusions” section of the policy documents.