The following individuals are considered insured under this home insurance policy, as long as you include the total number of cohabitants in the sign up flow:
The policyholder: the person who signed the contract.
Family members living at the insured address, this includes:
Relatives (e.g. spouse, children)
Unmarried partners registered in a public registry
Domestic staff who live with the insured
These people are only covered if they are part of the household and do not receive direct financial compensation for causing the incident (i.e., no economic benefit involved).