Our home insurance is designed for expats living in Spain who want reliable protection for their home. You can purchase a policy if you are:
Property owner of an apartment, penthouse or single-family house in Spain (used as a main residence, second home or holiday home).
Renter living in a long-term rental property used as your habitual residence (not for tourist or short-term rental use).
The property must be located in Spain and intended for residential use. Homes under construction or used for professional, agricultural or commercial activities are not eligible.
What types of properties can be insured?
Depending on your situation, you can insure:
Buildings (structure) if you are the owner.
Contents (movable property) such as furniture, appliances, clothing, jewelry and personal belongings.
Civil liability which protects you if you cause damage to third parties.
Coverage applies mainly in Spain, while civil liability and legal defence may extend to other EU countries under the conditions of the policy. Limits, exclusions, and specific guarantees always depend on what is stated in your individual policy conditions.