Yes, hospitalisation is fully covered under private health insurance.
What is included?
Hospital admission in approved hospitals
Private room with a bed for a companion (when possible)
Surgery, treatments and medical care during your stay
Medication during hospitalisation
No overall cost limit on covered treatments
Hospital stays include:
Medical and surgical admissions
ICU (intensive care) if needed
Maternity and childbirth care
Paediatric hospitalisation
Important to know:
Hospitalisation must be in an approved hospital
You usually need prior authorisation (except emergencies)
Waiting periods may apply for planned treatments (e.g. surgery or childbirth)
Psychiatric hospitalisation is limited to 50 days per year
Please note: There’s no limit on the cost or length of stay, as long as it’s medically necessary.