Or private health insurance includes comprehensive maternity care, covering pregnancy, childbirth and postnatal care.
What is included?
1. Pregnancy care (antenatal)
All necessary check-ups and monitoring during pregnancy
Diagnostic tests and specialist consultations
2. Childbirth
Hospital delivery (including caesarean section if needed)
Medical team (obstetrician, midwife, anaesthesia)
Hospital stay in a private room with a companion bed
3. Postnatal care
Care for the mother after delivery
Follow-up medical support
4. Newborn coverage
Baby is automatically covered for the first 30 days at no extra cost
Full inpatient and outpatient coverage if delivery takes place in a network hospital
After 30 days, the baby must be added to the policy to stay covered
Important to know
Waiting period applies (typically around 8 months for childbirth)
Delivery must take place in an network-approved hospital
Some services (e.g. fertility treatments like IVF) are not included
Pregnancy care itself is covered earlier, but planned childbirth requires the waiting period to be completed
Courses for childbirth preparation are also included