Our insurance covers valuables including art, antiques and musical instruments only if they are declared when their unit value is above €3,000. Full coverage requires such items to be listed explicitly. Jewellery valued over €600 or €3,000 may need separate coverage to receive compensation in case of theft.
What valuables require declaration for insurance coverage?
Items such as art, antiques and musical instruments with a unit value exceeding €3,000 must be declared to qualify for full coverage.
Do I need extra coverage for jewelry?
Jewelry over certain thresholds may require additional insurance coverage. Jewelry valued over €600 or €3,000 might need separate coverage to be compensated in theft claims. It is important to verify the applicable threshold and coverage requirements.