What is the minimum term for a car insurance policy?
Car insurance policies have a minimum term of one year. This means the policy is valid for at least 12 months before it can be canceled without penalty.
How does policy renewal work?
Car insurance policies renew automatically each year on the policy's annual renewal date. When the policy renews, the premium may be adjusted based on our current pricing and any changes in coverage or risk.
How can I cancel my car insurance policy?
You can cancel your car insurance policy by requesting cancellation at least one month before the policy's annual renewal date. This ensures the cancellation takes effect at the end of the current contract term.
Can the premium change at renewal?
Yes, at renewal the premium may be updated to reflect current pricing, any changes you made to your coverage, or factors affecting the risk level associated with insuring your vehicle.
Can I cancel my policy shortly after purchasing it?
Yes, you have a 14-day withdrawal period starting from your policy's effective date. If you cancel within this period, we will provide a full refund of your premium.