Our expat health insurance covers gynecological care for new conditions with symptoms that begin after your policy starts. Routine check-ups and preventive care (like symptom-free pap smears) are not covered. If you develop new symptoms after your coverage begins, you're likely covered, though this will be confirmed when you submit a claim since pre-existing conditions are not eligible.
What gynecological care does expat health insurance cover?
Our expat health insurance covers gynecological care for new medical conditions that begin after your policy starts. Coverage is focused on accidents, emergencies, and new illnesses that come with symptoms, not routine or preventive care.
Are routine gynecological check-ups covered?
Routine gynecological check-ups are not covered. This includes preventive procedures like pap smears carried out without any symptoms. Only new conditions with symptoms that develop after your coverage begins are eligible.
Will new gynecological symptoms be covered?
If you develop new gynecological symptoms after your coverage starts, these are likely covered. Coverage will be confirmed when our team reviews your claim, depending on the medical diagnosis (since pre-existing conditions are not covered).
What do I need to submit a gynecological claim or get prior approval?
To process a gynecological claim, we need medical documentation that confirms:
The condition is new and not pre-existing
When your symptoms first started
Why the treatment is medically necessary
For more information on how to submit a claim, please read our dedicated FAQ.